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Will my insurance pay for therapy services?
Coverage of speech pathology services varies widely among insurance companies. Some insurance carriers will cover speech therapy for a limited amount of time. Some insurance companies provide coverage for a communication disorder that is rehabilitative (i.e., associated with illnesses or accidents), but unfortunately exclude disorders that have are developmental in nature. It is important that you check with your carrier to determine coverage.
I am not an in network provider for any insurance carriers and do not accept direct payment from any insurance companies. I provide you with appropriate documentation in the form of itemized bills with diagnosis and procedural codes that are required by insurance companies for reimbursement. Many families have a PPO or Open Acess plan that allows them to go out of network for services and receive reimbursment for a negotiated percentage of the cost. Speech-Language therapy is also an elligible expense for Medical Flexible Spending accounts as well as Health Savings Accounts. |